Health Insurance
Domestic Health Insurance Plan | Discount Card | International Student Health Plan |
Nurse Consultation
Overview
College life is hectic enough without having to deal with the financial difficulty involved with an unexpected illness, injury or emotional stressor. Without good information and adequate health insurance, a minor incident can explode into a major problem. Using the Student Health & Counseling Center and having health insurance are both smart moves for students who want to avoid unnecessary financial, physical and emotional stress. Some students may still be covered by their parents’ insurance plan. It is wise to check with the company to assure the coverage requirements.
University of Wisconsin-Parkside participates in the UW System Campus Consortium Insurance plan administered by the Student Assurance Services, Inc. It is a voluntary health insurance plan available to domestic and international students, their families and children.
For detailed information about the plan and enrollment procedures go to HYPERLINK "http://www.sas-mn.com/" http://www.sas-mn.com/
Eligibility
All registered students taking a minimum of 5 credit hours and all graduate students are eligible to enroll and purchase the insurance plan.
Domestic Health Insurance Plan
Annual Premium Rates – Domestic Plan
| Student | $1,234.00 |
| Student and Spouse | $4,936.00 |
| Student and All Children | $4,318.00 |
| Student, Spouse and Children | $8,020.00 |
Intercollegiate sports insurance is an additional premium. Premium amount is $300.00.
Semi-Annual, Quarterly and Semester premium payments are available. Visa and MasterCard accepted. Intercollegiate sports coverage and rates, on a voluntary basis, are available and will be provided on the enrollment application.
For a complete copy of the policy or if you have any questions, please call: Student Assurance Services, Inc., toll free 1-800-328-2739.
INSURANCE INFORMATION YOU NEED TO KNOW...
The insurance can be purchased annually, semi-annually, quarterly or by the semester.
The insurance does send renewal reminders. However, be aware that they send it to the address you provided initially. It is your responsibility to report address changes to the insurance company. Renewals are ultimately your responsibility so mark your calendar to prevent a lapse of coverage.
The insurance is a "preferred provider" policy (see page 6 of brochure) which means there are certain medical facilities and physicians which will provide you with an 80/20 split on costs of covered benefits. To locate a preferred provider visit http://www.healtheos.com
- click on providers
- click on find a doctor or hospital
- search for provider by using zip code and 50 mile radius
If you go to an "Out of Network" (someone not on the Preferred Provider List) the insurance will only pay a 60/40 split ON THE BENEFITS.
It is important that you read your insurance booklet, especially those items that are NOT COVERED (THE EXCLUSIONS AND LIMITATIONS SECTION).
If you have reason to file a claim, print a copy of the claim form which is on-line at http://www.sas-mn.com/claimform download.html, make a copy of the material (invoice, etc.) and send the original in to the insurance company at: Student Assurance Services, P. O. Box 196, Stillwater, MN 55082-0196. Keep a copy for your records, documenting the date sent in and any other pertinent information.
YOU MUST RESPOND to any correspondence you receive from the insurance company promptly. Failure to do so within the required timeframe can result in forfeiture of coverage for that claim.
A copy of your insurance card is in the insurance packet. Additional insurance cards are available on line at: http://www.sas-mn.com/ You must log-in to have access to a duplicate insurance card.
The policy number is on the membership card.
SENIORS!!!!! Now is the time to begin thinking about insurance coverage once you graduate. The current student policy can be extended after graduation. Contact Candy Mears at 800-328-2739 to write up a policy.
For more information on enrollment application, contact the University of Wisconsin-Parkside Student Health & Counseling Center at 262-595-2366.
DISCOUNT CARD
In addition to the insurance policy benefits you may purchase a Discount Card for $30.00 from the Student Assurance Services, Inc. /Best Benefits program. Or call 1-800-308-0374. This plan provides discounts on prescriptions, dental services and vision products.
INTERNATIONAL STUDENT INSURANCE PLAN
International students/scholars who are in the country on a non-immigrant Visa are mandated to have international health insurance coverage that includes medical evacuation and repatriation as long as they are students. The international student plan with Student Assurance Services, Inc. International Plan provides the services required at a reasonable cost. Parkside international students are automatically enrolled in the plan and billed to their student account in September and January.
If the student has another plan of comparable coverage, they must present a copy of the policy that proves their coverage within the first two weeks of classes each semester (September and January).
Annual Premium Rates – International Student Plan
| Student | $833.00 (Divided and charged in two payments) |
| Student & Spouse | $3,330.00 (Individually arranged through the International Studies Office) |
Student & Children |
$2,707.00 (Individually arranged through the International Studies Office) |
| Student & Family | $4998.00 (Individually arranged through the International Studies Office) |
Intercollegiate sports insurance is an additional premium. Premium amount is $300.00.
Eligibility
All registered students and scholars holding non-immigrant visas are required to purchase this plan unless evidence of comparable coverage satisfactory to the University is furnished at the time of registration. The student must hold a non-immigrant visa and be physically and actively attending classes on campus in order to be enrolled in this plan.
International faculty and visiting international high school students are also eligible for this policy.
INSURANCE INFORMATION YOU NEED TO KNOW
The insurance can be purchased semi-annually - by the semester. Parkside international students are automatically enrolled in the plan and billed to their student account in September and January.
The insurance does send renewal reminders. However, be aware that they send it to the address you provided initially. It is your responsibility to report address changes to the insurance company. Renewals are ultimately your responsibility so mark your calendar to prevent a lapse of coverage.
The insurance is a "preferred provider" policy (see page 6 of brochure) which means there are certain medical facilities and physicians which will provide you with an 80/20 split on costs of covered benefits. To locate a preferred provider visit http://www.healtheos.com
- click on providers
- click on find a doctor or hospital
- search for provider by using zip code and 50 mile radius
If you go to an "Out of Network" (someone not on the Preferred Provider List) the insurance will only pay a 60/40 split ON THE BENEFITS.
The insurance booklets are available at the International Student Office in Tallent Hall. It is important that you read your insurance booklet, especially those items that are NOT COVERED (THE EXCLUSIONS AND LIMITATIONS SECTION).
If you have reason to file a claim, print a copy of the claim form which is on-line at http://www.sas-mn.com/claimform download.html , make a copy of the material (invoice, etc.) and send the original in to the insurance company at: Student Assurance Services, P. O. Box 196, Stillwater, MN 55082-0196. Keep a copy for your records, documenting the date sent in and any other pertinent information.
YOU MUST RESPOND to any correspondence you receive from the insurance company promptly. Failure to do so within the required timeframe can result in forfeiture of coverage for that claim.
Your policy number is on the membership card.
A permanent card will be mailed to you once a year. Additional insurance cards are available on line at: http://www.sas-mn.com/ You must log-in to have access to a duplicate or replacement insurance card.
SENIORS!!!!! Now is the time to begin thinking about insurance coverage once you graduate. The current student policy can be extended after graduation. Contact Candy Mears at 800-328-2739 to arrange a policy.
For more information on enrollment application, contact the University of Wisconsin- Parkside Student Health & Counseling Center at 262-595-2366.
NURSE CONSULTATION
Student Health & Counseling Center provides access to a nurse practitioner and registered nurse to assist you in making health and wellness decisions and answering health related questions during business hours, 8:00 a.m. to 4:30 p.m. Please contact our nurses at (262)595-2366.
Reliable health information can also be obtained from a 24 hour, 7 days a week, nurse line called “Ask Mayo Clinic”. It is a ready help line during the night or on week-ends. Visit
http://www.sas-mn.com/askmayo.html for more information.
Last updated: 7/22/08
